What to do with social security after resigning? Analysis of hot topics on the Internet in the past 10 days
Recently, "What to do with social security after resignation" has become a hot topic on social platforms and search engines. As the job market fluctuates, more and more people are paying attention to the impact and solutions of social security suspension. This article will sort out key information in a structured way to help you properly handle social security connection issues.
1. The direct impact of social security suspension
| Insurance type | Impact of suspension of payment | Remedies |
|---|---|---|
| Pension insurance | The cumulative number of years is reduced, which may affect retirement benefits | Repayment is allowed (limited to 3 years in some areas) |
| medical insurance | The insurance was suspended the following month and hospitalization reimbursement was interrupted. | Benefits will be restored after additional payment (waiting period of 30 days) |
| unemployment insurance | Unable to apply for unemployment benefits | Required to pay continuously for 1 year |
| Work injury insurance | Invalid immediately | Effective after re-enrollment |
| maternity insurance | Loss of reimbursement eligibility | Continuous payment is required for 6-12 months |
2. Top 5 hotly searched questions in the past 10 days
| Ranking | Hot search questions | Search volume trends |
|---|---|---|
| 1 | Can I pay social security by myself after resigning? | ↑230% |
| 2 | What to do if social security payments are suspended for more than 3 months? | ↑180% |
| 3 | The difference between flexible employment social security and employee social security | ↑150% |
| 4 | Social security transfer process when changing jobs in another place | ↑120% |
| 5 | How to enjoy medical insurance benefits while unemployed | ↑90% |
3. Comparison of three major solutions
| way | Applicable people | Payment base | Processing channels | Advantages |
|---|---|---|---|---|
| Flexible employment insurance | Local household registration/residence permit | Local average salary 60-300% | Social Security Bureau/Alipay | Can pay pension + medical expenses separately |
| Social security payment agency | No household registration restrictions | Determined through negotiation | Third party platform | Five insurances fully paid |
| Social security for urban and rural residents | Rural/low-income groups | Fixed gear | community service center | lowest cost |
4. Practical Guide (taking flexible employment as an example)
1.Prepare materials: Original ID card, household register/residence permit, resignation certificate, bank card
2.Process:
① Bring the materials to the Social Security Bureau of the place of residence
② Fill in the "Insurance Registration Form for Flexible Employment Personnel"
③ Sign a withholding agreement (it is recommended to choose automatic bank deduction)
④ Complete payment on the 1st to 15th of every month
3.Things to note:
• For medical insurance, it is recommended to choose the "collection-account combination" method
• The pension insurance payment ratio is usually 20% (12% is included in the pool and 8% is included in the individual)
• Some cities support the "social security payment deferral" policy (up to 6 months)
5. Latest policies on inter-provincial transfers
Starting from 2023, social security transfers will be handled "online":
1. Log in to the "National Social Insurance Public Service Platform"
2. Select "Relationship Transfer"-"Social Security Transfer Application"
3. Fill in the transfer-in/transfer-out location information
4. Complete the transfer within 45 working days (no paper materials required)
6. Expert advice
1. Try to maintain continuous payment of medical insurance. If payment is stopped for more than 3 months, the waiting period will be recalculated.
2. Pension insurance only needs to be accumulated for 15 years, and the impact of short-term suspension of payment will be small.
3. Avoid stopping social security contributions 12 months before giving birth, otherwise you will not be able to enjoy maternity benefits
4. Unemployed people can apply for "unemployment insurance", during which the state will pay for medical insurance.
It can be seen from the above structured data that the best solution for social security treatment after resignation needs to be selected based on personal circumstances. It is recommended to plan in advance and make full use of online and offline processing channels to ensure that social security rights and interests are not affected.
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